VETERAN OWNED AND OPERATED COMPANY
WHY HIRE A PUBLIC ADJUSTER?
When a Home or Commercial property are lost to fire, hurricane, water or other incidents, the process of steering insurance claims and recovering may be difficult and emotionally draining. Moreover, without the expertise in properly filing a claim, consumers often are at an extreme disadvantage.
- The primary reason a Public Adjuster is hired is to help the policyholder fully recover from their insurance company, for all covered damages sustained in the event of a loss.
- Public Adjusters inspect all areas to demonstrate the entire impact of the loss-producing event.
- Public Adjusters will typically be more complete in their damage analysis than their insurance company counterparts and because they do not receive any fees until policyholders receive their claims reimbursement.
- Public Adjusters share a similar interest with the policyholder in achieving the most accurate comprehensive claim payment possible, and in an expedited manner that results in payments to policyholders.
After Disaster Strikes, The Public Adjuster...
- Provides immediate claims handling assistance to the insured and guidance as to what to do and what happens next.
- Helps the policyholder fulfill all obligations placed upon them by the insurance policy conditions entitled, “Duties in the Event of Loss”.
- Provides direction concerning reasonable and necessary mitigation efforts.
- Provides direction to preserve evidence , photos and video of the scene to capture much of the damage moments after the loss.
- Suggests the preservation of valuables that are in the structure.
- Prevents the wasteful spending of unreasonable mitigation money.
- Provides direction as to new temporary living arrangements.
- Advises against the premature hiring of contractors until damages, job specifications, and cost of the job, are known, agreed to, and paid for by the carrier.